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Student Accident & Sickness Insurance Plan

International Students
Student Health Plan & Premiums
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When Coverage Ends
Hygeia/First Health PPO Network
Medical Expense Benefits
Home Country Coverage
Accidental Death and Dismemberment
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General Policy Exclusions
Extension of Benefits & Excess Coverage
Definitions
Claim Procedures
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HOW TO FILE A CLAIM

Usually, all providers of health care will bill HTH Worldwide directly for services provided to Insureds. This is the preferred procedure – you are not bothered with claim forms, and HTH Worldwide needs more details than are ordinarily provided on bills to patients.

But sometimes a physician may not bill HTH Worldwide, or an ambulance company may send the bill directly to you. Also, pharmacies will not bill HTH Worldwide. In these instances, HTH Worldwide has no way of knowing about your claim. So, you must mail the bills to HTH Worldwide within 90 days of treatment and include a claim form. Claim forms are available at www.hthstudents.com. You are urged to send HTH Worldwide each bill immediately upon receipt.

Mail to:
HTH Worldwide Insurance Services
P.O. Box 968
Horsham, PA 19044
Complete instructions for use of the claim form are on the form.

This site contains a brief summary of the features and benefits for insured participants covered under Policy No. UWIT – 1052 – 05, issued to the Worldwide Insurance Trust. Please see the Certificate of Insurance on file with the University for more information. Any provisions of this certificate that may be in conflict with the laws of the state where the purchaser is located will be administered to conform to the requirements of that state’s laws, including mandated benefits. If there is a difference between this program description and the certificate wording, the certificate controls.
 

Administered by:

HTH World Wide
One Radnor Corporate Center, Suite 100
Radnor, PA 19087
(888) 350-2002
hthstudents.com

Underwritten by:

UNICARE
This blanket accident and sickness policy is
underwritten by the
UNICARE Life & Health Insurance Company
NAIC # 842-80314
® Registered mark of WellPoint, Inc.
SM Service mark of WellPoint, Inc.
© 2005 WellPoint, Inc.

May 16, 2007 8:57 AM
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