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Educational expenses and financial aid are discussed in “Gator Aid,” a brochure published by the Office of Student Financial Affairs.
Federal Direct Unsubsidized Stafford Loans are non-need based and available through private banks. Loans are available in amounts up to the cost of attendance (determined by Student Financial Affairs) minus other aid. Interest accrues while attending school and must be paid at graduation or can be accrued as principal. The amount that can be borrowed for both Federal Direct Subsidized Stafford Loans and Federal Direct Unsubsidized Stafford Loans is $20,500 per year, up to $138,500 per lifetime (this includes undergraduate loans), of which $65,500 can be subsidized. Federal Direct PLUS Loans are available up to the cost of attendance minus other aid, with no aggregate loan limits. A separate PLUS loan application must be completed to receive these loans.
Once you enter school as a graduate student your undergraduate loans can be deferred if you request that the conditions under which they were granted remain the same (i.e., if interest was accrued then, interest will be accrued now, etc.). The amount of the undergraduate loans is added to the graduate loan to determine the lifetime cap on borrowing. For additional information regarding deferment of undergraduate loans contact:
Direct Lending Program
Applicant Services, Direct Loan Services
Tuition waivers are available for eligible graduate students who hold assistantships or certain fellowships. Teaching assistantships and fellowship opportunities are limited and competitive. These waivers cover most tuition charges. All applicants are considered for Graduate Assistantships. No additional application materials are required.
Work study opportunities are available to graduate students on a first come, first served basis. The Free Application for Federal Student Aid (FAFSA) must be completed and processed to be considered for the work study program. The FAFSA can be submitted as early as January 1st of each year, but no later than March 15th. Positions are limited, competitive and available on a first come, first served basis. More information about Federal Financial Aid Programs, FAFSA Applications Status, Duplicate Student Aid Reports (SAR) and Requests to Change Institutions can be obtained online ( http://www.fafsa.ed.gov) or by calling 1-800-433-3243 or 1-800-730-8913 (TDD).
Financial Aid Bulletin Board: Provides information about fellowships, grants and scholarships offered by organizations outside of UF.