Student loans can help fill the gap between the cost of attendance and the amounts received through scholarships and grants. It is important to remember, however, that these funds will need to be repaid, so students are encouraged to only borrow the amount that they actually need. If the loan approval is more than the amount needed, students can reduce the loan amount by following the directions provided in the iROAR portal on the Accept Aid Offer tab.
Provides assistance to full-time undergraduates. Awards are made on the basis of financial need, with priority given to students demonstrating exceptional need. The FAFSA is required and priority given to applications submitted by March 1 for incoming freshmen and April 1 for upperclassmen.
Federal Direct loans are federally regulated low-interest educational loans provided by lending institutions. Students must be degree-seeking, enrolled at least half-time (six hours for undergraduate; five hours for graduate) and maintain satisfactory academic progress. Financial need is not necessary, but the FAFSA is required. Available to undergraduate and graduate students.
Parents of dependent undergraduate students can apply. Students must enroll at least half-time (six hours) and maintain satisfactory academic progress. Financial need is not necessary, but the FAFSA is required.
Students enrolled in graduate programs can apply. Students must enroll at least half-time (five hours) and maintain satisfactory academic progress. Financial need is not necessary, but the FAFSA is required.
Private (or alternative) loans help bridge the gap between the cost of education and the limited amount of financial aid available through federal programs.
These programs provide loan assistance to qualified students in education. Recipients must be South Carolina residents.
Not applicable to in-school financing, but might be desirable if the student has loans from multiple sources.
Clemson University policies regarding interaction with lending entities.
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