VHDA > Homebuyers > Tools for Homebuyers > Minimum Income Calculator
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Minimum Income Calculator 

How much do you need to earn to buy a house? Use this calculator to help you figure out the approximate minimum income you’ll need to make your mortgage loan payments, based on the current interest rate.

VHDA's current Conventional Fixed interest rate is 3.000%.

 

1 Downpayment excludes closing costs and prepaids.

2 Total monthly payment may vary depending on homeowners insurance, property tax, and mortgage insurance. The monthly payment displayed below (PITI) does not include monthly mortgage insurance.

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Homebuyer Department

Toll Free: 800-227-8432
Local: 804-783-6725
vhdacomm@vhda.com

Customer Service

Toll Free: 877-VHDA-123
Local: 804-782-1986
Or Contact VHDA Online

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In Virginia: 711
Toll Free: 800-828-1140

HOMEBUYER LOAN RATES

Fixed 3.000% 3.155% APR
FHA Plus 3.250% 3.408% APR
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