The last thing you expected when you bought your home was having problems making your mortgage payments. We realize that no one wants to give up their home. But if you've decided that you don't want to pursue other loss mitigation options to stay in your home, this section outlines VHDA's procedure for our short sale program.

Read this information carefully so you'll understand exactly what is involved. If you need additional assistance, please contact a VHDA Loss Mitigation Officer at 888-756-8603.

PDF  Short Sale Program Guidelines 
NOTE: To be used for conventional-uninsured loans only.

PDF  Frequently Asked Questions 

Page  Loss Mitigation Forms Library

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