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Signing Your MPN - FAQs

The following questions and answers apply to the 2010/2011 academic year
(Summer 2010, Fall 2010, Spring 2011)

1.    What is the Electronic Master Promissory Note (eMPN)?   
The eMPN is a promissory note that can be used to borrow one or more Federal Direct Loans for one or more academic years. You will receive a Disclosure Statement from the Department of Education for every loan assigned to your eMPN.   
2.    What is the PIN?   
The PIN issued by the Department of Education allows you to electronically sign the eMPN, file the FAFSA, and access other Department of Education records. If you do not know your PIN, visit the PIN website at   
3.    What if I signed the MPN in a previous school year?   
If the MPN you signed in a previous year is still valid at the Department of Education, you do not have to sign another one. If you never borrowed the loan funds, the previous MPN is no longer valid.   
4.    What if I signed the MPN at a previous school?   
If you signed the MPN at a previous Direct Loan school, you are not required to sign another MPN unless that note is no longer valid at the Department of Education.    
5.    When can I sign the eMPN?   
If you know your PIN, you are ready to sign the eMPN. Follow the two-step process here   
6.    What if I do not sign my eMPN?   
Your loan will be cancelled by Student Financial Aid.   
7.    When will Student Financial Aid receive notification from the Department of Education regarding my eMPN status?   
The Student Financial Aid Office will not be able to give you the status of your MPN until after your loan request has been electronically submitted to the Department of Education. Student Financial Aid will begin to receive notifications for 2013/2014 after July 1, 2013.   
8.    What is entrance loan counseling?   
Entrance loan counseling is required for first-time borrowers (undergraduate and graduate) of a Federal Direct Loan and graduate students who borrow the Graduate PLUS for the first time. Entrance loan counseling provides information regarding Direct Loans such as managing your educational expenses and loan repayment options. Entrance loan counseling ensures that you have a full understanding of the rights and responsibilities you are entitled to with a Direct Loan.   
9.    When will my loan funds be credited to my student account?   
Loan funds for Fall 2012 semester will be credited to your student account after August 20, 2012. Loan funds for Spring 2013 will be credited to your student account January 1, 2013. You must have met all compliance requirements at the time the funds credit to the Bursar Office student account.   

Click here for information on how to electronically sign your eMPN

Student Financial Aid - Kent State University   
Telephone:    (330)672-2972   
FAX:    (330)672-4014   
Mailing Address:    PO Box 5190
Kent, Ohio 44242-0001
Location:    103 Schwartz Center   

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