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The Financial Plan

The Financial Plan of a business determines how a business will afford to achieve its goals.  It will describe the cost of all resources necessary to start and operate your business, where the start up funds will come from, detail revenues generated by the business at specific times and project the overall financial performance of your venture.  The three basic documents for managing the finances of a business, and for communicating a financial plan included in the overall business plan, are the Income Statement, Balance Sheet, and Cash Flow Statement.  A start up business plan will also often include a 'Sources and Uses of Funds' statement.

Online Tutorials

Try these online tutorials to help you develop a financial plan for your business:

http://www.smallbizu.org/coursedescriptions/financialprojectionsbuy.htm

http://www.suite101.com/content/business-plan-financials-a51399

http://sbinfocanada.about.com/lr/business_financial_plans/35636/4/

Online Resources

CPA Finder         Find local CPAs with this tool.  Tips on small business bookkeeping, taxes, and more.                

Go Big Network         Online community of investors, startups, and small businesses. Tools, tips, sources of funding.  Post a funding request.                 

GE Finance         Offers customer financing and more.  

Funding universe  A matchmaker between seekers of financing and willing lenders, small up to$3mm          

Vfinance.com       Directory of investors, including angel, VC, and more.  Connect with investment opportunities.  Business plan section as well.                 

CrowdFunding        Relatively new and growing way to seek financing:  many individuals commit smaller portions of your funding needs and together, fund your business.            

Mashable.com          More info on how to succeed at crowdfunding:    

IRS          Get forms, tips, and small business tax information

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